The massive popularity of ridesharing in Illinois is no mystery. Companies like Uber and Lyft simplify the task of getting from place to place without needing to rely on your own vehicle or public transit. But what do you do if you’ve been injured in a rideshare accident?
Is it safe to rideshare?
The vast majority of drivers behave professionally and are safe behind the wheel. Most of them are just as interested in their own self-preservation as your own. They’re often driving their own personal vehicle, which they doubtlessly want to keep undented and in one piece. They aren’t looking to put any fresh scrapes on the car they have to use to earn money every day.
Rideshare accidents are rare. But when they do happen, being prepared and understanding the law may help to give you peace of mind. The incident itself may be too disorienting or even traumatic for you to have the faculties to react with the appropriate follow-up actions in time, so it’s extremely helpful to arm yourself with this information beforehand.
Who is responsible?
That’s the first question most people have after being injured in a rideshare accident. The type of collision and the conditions that led up to it may have some bearing in determining whose responsibility is it to cover the damages from the resulting injuries.
But there is good news: It’s highly likely that the rideshare company’s insurance will cover any damages and injuries suffered in the collision. These types of companies have this exact eventuality in mind and are insured accordingly. Numerous states have requirements about how much commercial liability insurance a rideshare company has to have.
The controversy persists over whether drivers for Uber and similar companies should be considered employees. In spite of this, rideshare employers still tend to protect their drivers from legal liability and compensate them for damages.